It’s not easy being a senior citizen in 2015. With all of the struggles you’re facing, it can be easy to just want to hide under your bed covers and wait for life to be over. While this may be what you want to do, it’s not what you should do. You know that, but it’s so hard to cope. Hopefully, the following struggles and ways to deal with them will help you.
Rising Costs of Healthcare
Healthcare costs are rising more and more each year. This year is no different, and sometimes, it can make you feel as though you’ll either have to deal with the pain or go bankrupt.
It’s frightening to see medical bills come in the mail and have no idea how you’re going to pay them. Instead of ignoring them, try to find some help. Speak with your social services department to see if there are any organizations helping seniors with medical bills. If you already have insurance, call them to see if there is a better policy for your needs. That way you might be able to cut down on the costs of co-pays, medications, and doctor’s visits. Another idea is to ask your church or other charitable organization for help because they sometimes will have money set aside for this exact reason. You can also check with the facility that sent the bills to see if you can either get your bill reduced or broken into easy monthly payments.
I know it can be difficult to admit that you don’t have enough money to afford your medical care, but it’s nothing to be ashamed of. You have worked hard in life and have done a lot for people throughout your life, so now it’s time for others to help you.
High Home Costs
As the housing market gets stronger, home prices are rising, and even rentals are costing more. This can be so frightening because retirement income from social security and pensions stay the same. It can seem like you’re putting all of your money towards your home with little or nothing left.
This is a struggle that many seniors face. Many of them have to leave their home they’ve been living in for decades because they simply can’t afford the monthly cost, taxes, etc. For some, it’s the utilities that get them into a financial bind.
You can get help with your housing costs through social services. Just like with assistance for healthcare, there are some organization that help pay monthly house payment and/or utilities. All you have to do is ask, complete an application and wait to hear if you’ve been accepted. You may want to try your local housing authority as well. You can try calling your mortgage company, landlord, and utility companies to see if they can reduce your payments or spread them out so you can budget much easier.
Eating Healthy Foods and Exercise
It’s hard to eat healthy. You have to be mindful of what you buy from the grocery store. You need to cook more. Exercising is a struggle because you don’t have the energy you once had, and your body aches. You are not at fault in this, but you can try.
Try to fit in as many veggies and fruit you can each day. If you can only throw something small in your mouth, that’s okay. Try to eat more the following day.
Do just a little bit of physical activity each day, even if it’s just going up a set of stairs. The next day, try just a little bit more.
Make a point to do just a little each day and soon you’ll be doing it without even thinking about it. Remember, a body in motion tends to stay in motion; a body at rest tends to stay at rest. Keep moving!
Get Additional Help with Personal Consulting
Don’t give up. You can make it through these struggles. Just think of everything else you’ve gotten through over the years. Just keep trudging forward, and you may just find that you’ll find solutions, so you can feel much better about your life. If you need more help, please contact personal consultant Kendall Van Blarcom. He can help you with all of these situations and much more. Sometimes, it’s just nice to have someone by your side to give you the strength and encouragement we all need.