Working After Retirement

Working After Retirement

Some people look forward to retirement. They see it as a time to reward themselves for decades of work with relaxation and hobbies. But not everyone enjoys retirement. For some, retiring from a job also means retiring from the social connections of daily life with friends and colleagues. Working after retirement can be beneficial in this and other circumstances.

Benefits to Working After Retirement

Keeping mentally and physically active is a path to staying younger longer. If you enjoy your work, perhaps can take on a different role in the organization. One option is switching to a lower stress position. Or, you could transition from full-time work to part-time work. Reducing your hours could give you a healthy balance of time off and productivity in a group setting.

If you have decided it’s time to leave your profession behind, know that you can explore other avenues as well. Often after people retire from one profession they find new jobs in a different field. Ideally, one they enjoy more. These positions may pay less, but they can also be more rewarding personally.

Simply put, after years of goals, time tracking, and meetings, it is common for retirees to find the unstructured days of retirement uninspiring and unexciting. Continuing to work can fuel your passions.

Working for Financial Reasons

There are financial reasons that it makes sense to continue working after retirement, too. If your savings aren’t at the level you desire, continuing to work, even a few hours a week, can help you to infuse your budget with funds.

Or, maybe your savings has reached a comfortable level but you want to delay your Social Security payments. This line of thinking can also be true for some with various 401k and IRA plans. Make sure you know what the pros and cons are of pulling money out of your retirement funds at different times of your life.

Every Situation Is Unique

Talk through your personal situation to find the right solution for you. If you have had a career that is not personally fulfilling and was full of stress, retirement may be a relief. Continuing to work might not be the best solution for your overall health. For others, who loved their work and the structure of work life, continuing to work after retirement could be a way to live your best life.

Also consider your lifestyle before retirement when making decisions about working after retirement. If you’ve always had a calendar full of hobbies and volunteer opportunities, you may find retirement is socially fulfilling without a part time job.

Of course, you also need to consider the relationship you have with your family, including your spouse or partner, along with your health. If part of your decision to retire is in connection with health issues, you need to plan accordingly.

Are you in the process of planning your retirement? What does a successful retirement look like to you?

Talk through your options. Working after retirement might be a good solution. It can nurture community connections and provide a regular paycheck.

Kendall Van Blarcom is a senior helping seniors. Contact Van Blarcom Consulting today for help with your personal problems. Or, reach out to provide support for an older adult in your life.

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